Sacramento Bankruptcy Attorney

Bankruptcy Attorney Sacramento serving Antelope discusses how alternative debt relief compares to a Chapter 7 or Chapter 13 bankruptcy Many debtors often wonder if unmanageable debt can be handled without bankruptcy.  Since it is such a good idea to check out the facts about alternatives to bankruptcy, there’s a pre-bankruptcy education course that is required  Read More

Bankruptcy Lawyer Sacramento serving talks about the chances of losing rental property after a Chapter 7 or Chapter 13 Bankruptcy. When the housing market was booming, many people chose to invest in rental property as an investment.  Now that a lot of families are facing bankruptcy, debtors often wonder if they will be able to  Read More

Economic Stimulus Through Forgiveness of “Underwater Debt” Included in a Chapter 13 Bankruptcy Could be Next Step to Fix Foreclosure High rates of unemployment are known to cause many of the increasing numbers of personal bankruptcy cases in today’s economy.  Peter Coy, Economics Editor at Bloomberg Business Week, has come up with a unique analysis  Read More

Will My Chapter 7 or Chapter 13 Bankruptcy Affect My Immigration Status? Taking control of your out-of-control debt can be stressful, but having to be concerned about whether filing for bankruptcy can affect your immigration status can be doubly worrying. Fortunately, the bankruptcy code protects non-citizens as effectively as it does for U.S. Citizens. Here  Read More

Bankruptcy Lawyer Sacramento serving Rosemont discusses how taking the means test helps determine best plan for a financial fresh start by choosing between Chapter 7 or Chapter 13 bankruptcy relief The bankruptcy means test is not so much a “test” (which you pass or fail), but a “means” to clarify which bankruptcy option, Chapter 7  Read More

Problems automatically ask for and create possibilities for solutions.  One automatic solution to overwhelming debt comes by the name of the “automatic stay” which goes immediately into effect upon the date of filing a Chapter 7 or Chapter 13 bankruptcy. There’s no need to feel hopeless, even though: With a weak economy, high unemployment, and  Read More

Will Congress Make Student Loan Debt Dischargeable in Chapter 7 or Chapter 13 Bankruptcy? Understandably, it can be frustrating for the millions of students who took on substantial student loan debt only to find upon graduation that high paying jobs in their field of study are just not available in this economy.  Fortunately, Congress appears  Read More

Bankruptcy Attorney Sacramento serving Folsom, discusses how removing a second mortgage with a Chapter 13 bankruptcy can save your house from foreclosure One economic reality that has contributed to the rise in bankruptcies is the fact that home values   have fallen dramatically.  Here are the steps that link home values to bankruptcies and why being  Read More

Bankruptcy Lawyer in Sacramento serving Roseville discuss how improving employment prospects and being newly re-employed can affect Chapter 7 or Chapter 13 bankruptcy filers in way they might not expect. If Out-sourced Jobs are Returning, How Do They Affect a Chapter 7 or Chapter 13 Bankruptcy? As reported in USA Today, many of the jobs  Read More

Sacramento Bankruptcy Lawyer serving Placerville discusses how 401K Loans are treated in a Chapter 7 or Chapter 13 bankruptcy. When people have financial problems to the point that they may need to file bankruptcy, the only time period they usually think about is NOW, as in “I have to avoid home foreclosure NOW, my car  Read More