Bankruptcy Attorney Sacramento serving Rocklin discusses four reasons why homeowners choose the legal protection of filing a Chapter 13 bankruptcy in order to save their home from foreclosure The good news:  yes, there’s a quick way you can become current on delinquent mortgage and save your home.  It’s called a Chapter 13 debt reorganization plan.   Read More

703 set of exemptions: In the 703 set of exemptions, only a small amount of equity in your house is exempt. So this option is more interesting for people who either don’t own a house, or who’s house has lost so much in value over the past years, that they no longer have any equity  Read More

As a Sacramento bankruptcy attorney serving the Fair Oaks community, many people ask me: When filing for chapter 7 bankruptcy, what is the trustee going to take from me and which assets and properties will I be allowed to keep? The rules that apply here – the exemption statutes – differ from state to state.  Read More

As I noted in another blog, over the years in my work as a Sacramento bankruptcy lawyer I’ve found that filing for bankruptcy, both Chapter 13 and Chapter 7, can forestall and, at times, stop lenders from foreclosing on a debtor’s home. I covered some of the basics regarding this issue in my blog that  Read More