When looking into possible forms of debt relief, whether it’s a Chapter 7 or Chapter 13 bankruptcy, you may run across people who strongly advise against ever considering bankruptcy at all. But you need a definite solution to your debt crisis – and right away. Usually, the people who dismiss bankruptcy out-of-hand are playing up  Read More

Sacramento Bankruptcy Attorney serving Elk Grove warns that identity thieves are going so far as filing for Chapter 7 or Chapter 13 bankruptcy relief to continue using and damaging the credit of their victims Keywords:  Identity theft, bankruptcy, deception and loss of credit rating Recently, a quick search on The U.S. Department of Justice’s website with  Read More

Most people answer with “that all depends upon what you mean by SUCCESS.” But a minority of thinkers answer “that depends on what you mean by BANKRUPTCY. Success has to do with how you’re handling your choices: your choices directly affect your stress levels, relationships, plans for future – all the inner stuff. Your choices  Read More

Can a Bankruptcy Lawyer Can Help with Process Rancho Cordova? Rancho Cordova Bankruptcy Lawyer Discusses the Paperwork Involved in Bankruptcy The legal process of filing for bankruptcy does not require a lawyer but many people do opt to work with an attorney. Those who come to my office, which serves the Sacramento area, are relieved  Read More

Careful Spending During Personal Bankruptcy Oakland Bankruptcy Attorney Offers Advice to Chapter 7 Client Last week in my bankruptcy office I was advising a client from Oakland regarding their Chapter 7 Bankruptcy and they asked me a very good question that I don’t hear enough. It concerned their spending during the bankruptcy process and if  Read More

A good bankruptcy attorney does not have to be expensive but they also don’t have to be cut-rate. Attorneys who focus in bankruptcy law know that their clients are definitely suffering from financial stress and they don’t have a lot of money to burn. Still, bankruptcy does have its costs. What should you look for  Read More

Yes, as a bankruptcy lawyer in Sacramento I am certainly aware that personal bankruptcies are on the rise. Unemployment may be inching down but there’s more than one reason for the record number of Chapter 7 filings over the past few months. My thoughts as I work with clients often center on the fact that  Read More

As a bankruptcy attorney in the San Francisco Bay Area, I find that one question that I am often asked is, “When do I know that it’s time to file for bankruptcy?” Some experts say that if you’ve been struggling with debt for two years and making no progress or things are continuing to get  Read More

With the massive uptick in bankruptcy filing this March another trend has developed. Although this has been the case in the past, the new figures reinforce what many have believed to be the case—that the weak economy has simply made it impossible for many individuals to regroup. In other words, this March saw a massive  Read More

In the last few years in my bankruptcy practice in San Francisco and other areas of the state, I’ve helped a lot of people deal with the reality of Chapter 7. With the March 2010 figures, it looks like, despite some hope a few months ago, that I will be working with even more consumers.  Read More