Economic Stimulus Through Forgiveness of “Underwater Debt” Included in a Chapter 13 Bankruptcy Could be Next Step to Fix Foreclosure High rates of unemployment are known to cause many of the increasing numbers of personal bankruptcy cases in today’s economy.  Peter Coy, Economics Editor at Bloomberg Business Week, has come up with a unique analysis  Read More

Sacramento Bankruptcy Attorney serving Roseville can help you evaluate your home’s true value and decide whether a Chapter 7 or Chapter 13 bankruptcy helps you to keep it or let go knowledgeably If you got a “good deal” on your home, bought it for a good price, or low interest rate, or because of a  Read More

Sacramento Bankruptcy Lawyer serving Antelope discusses six instances where a either Chapter 7 or Chapter 13 bankruptcy can help homeowners before, during, or after foreclosure Even though more and more homes are being foreclosed upon by lenders, there are still many details about the consequences of foreclosure of which consumers may not be aware.  Here  Read More

Sacramento Bankruptcy Attorney serving Elk Grove discusses how filing bankruptcy under Chapter 7 or Chapter 13 can stop foreclosure and save your home Yes, you can stop or delay the foreclosure process, perhaps long enough to catch up on the past due amounts, provided that you act soon enough. If qualify to file either Chapter 7  Read More

I was recently doing some research about foreclosures and wound up on, of all places, Google Maps and Google Earth.  I couldn’t believe what I was seeing:  satellite photos of what are essentially entire towns that have succumbed to foreclosure.   The Google Earth photo collection was called Foreclosure Ghost-towns.” The story is this:  before the  Read More