The American Bankruptcy Institute reports that bankruptcy filings rose sharply in the U.S. in February of 2012, with California filing rising more than any other state. Although bankruptcy filings were down five percent nationally from February of 2012, they were still 19 percent higher than January 2012, according to the report released on March 7, Read More
What is the impact that health issues have on a person’s decision to file for bankruptcy. Recently I have had more and more clients who have had severe health issues and excessive medical bills. We have been able to help many clients who were drowning in medical bills by filing Chapter 7 bankruptcy. First, if Read More
When money troubles take the form of overwhelming debt, many people choose to “do something about it” by working more and harder. They take a second and third job with more time and money needed for traveling between jobs. They wind up having no time for family and personal essentials (sleep, healthy diet choices, recharging) Read More
Now a major California city (Stockton, population 285,966) reports it has asked for counseling about how to handle its financial dilemma. Problem: Not enough money to pay bills. It was described as looming “insolvency” – the headline from the LA Times gave the specifics as: “Stockton council weighs plan to forestall city’s insolvency.” There’s always Read More
When our firm helps people deal with debt through filing a Chapter 7 or Chapter 13 bankruptcy, we always get to see the before and after picture. We know for a fact that debt stress is able to change into debt relief. Since we deal with stressed out people all the time, here’s one question Read More
Bankruptcy Attorney Sacramento serving Roseville discusses whether people are waiting too long to file for Chapter 7 or Chapter 13 bankruptcy. The question of why wait to file for a Chapter 7 or Chapter 13 bankruptcy, when the delay only increases loss, was published as a report entitled Saving Up for Bankruptcy in a law Read More
Bankruptcy Attorney Sacramento serving Folsom talks about how completing a Chapter 7 or Chapter 13 bankruptcy has made consumers aware of ways to be credit and budget savvy Part of the Financial Fresh Start of a Chapter 7 or Chapter 13 Bankruptcy is Becoming Aware That Living on Less Can Be More [Practical and Even Read More
