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10 May 2011 Comments Off

Exempt and Non-Exempt assets as classified under a Chapter 7 bankruptcy

Bankruptcy Attorney serving West Sacramento lists exempt and non-exempt assets as classified under a Chapter 7 bankruptcy for those seeking liquidation of debt A common misconception about bankruptcy, one that causes people to hesitate so long before even coming in to discuss their debt problems, is the notion that bankruptcy leaves people with “no assets at  Read More

27 April 2011 Comments Off

A Bankruptcy Attorney serving Carmichael discusses voluntary dismissal of Chapter 7 Bankruptcy

As a Sacramento bankruptcy attorney serving the Carmichael area, I’m sometimes asked the question, if it’s possible to voluntarily dismiss a chapter 7 after having filed it. Usually, people who suddenly change their minds for various reasons, and no longer want to follow through with their bankruptcy ask this. One of the reasons may be  Read More

26 April 2011 Comments Off

Chapter 13 Sacramento Bankruptcy Attorney serving Elk Grove discusses what factors to consider before deciding between Chapter 7 and Chapter 13 bankruptcy relief

Chapter 13 Sacramento Bankruptcy Attorney serving Elk Grove discusses what factors to consider before deciding between Chapter 7 and Chapter 13 bankruptcy relief Understand the Basic Differences between a Chapter 7 and Chapter 13 bankruptcy? Most bankruptcies filed in the United States provide consumer debt relief and are governed by either Chapter 7 or Chapter 13  Read More

25 April 2011 Comments Off

Sacramento Bankruptcy Attorney serving Elk Grove discusses how to stop creditor lawsuits and garnishments under the Chapter 7 provisions for eliminating debt

Sacramento Bankruptcy Attorney serving Elk Grove discusses how to stop creditor lawsuits and garnishments under the Chapter 7 provisions for eliminating debt From the moment you file any bankruptcy petition with the court, the law provides for an “automatic stay,” a legal process prohibiting creditors from beginning or continuing collection attempts.  Specifically, your creditors are made  Read More

24 April 2011 Comments Off

Sacramento Bankruptcy Attorney serving Elk Grove Answers Questions About Chapter 7 or Chapter 13 bankruptcy relief

Sacramento Bankruptcy Attorney serving Elk Grove Answers Questions About Chapter 7 or Chapter 13 bankruptcy relief Should you consider filing for bankruptcy without a lawyer? Many people wonder if they should try to file for bankruptcy pro se, that is, without the assistance of an attorney.   After all, many people who are considering bankruptcy, have already  Read More

10 April 2011 Comments Off

Bankruptcy Attorney serving Carmichael discusses Redemption of Property in Chapter 7 Bankruptcy

Today I would like to discuss redemption of property in a Chapter 7 bankruptcy case. Redemption is one of the most uncommon options, but it may be a good choice for you. To find out if a motion for redemption under Section 722 is the right choice for you, I strongly advise that you consult  Read More

9 April 2011 Comments Off

Sacramento Bankruptcy Attorney serving Elk Grove says consumer bankruptcy is more than an option when faced with loss of home or car: it’s a choice between Chapter 7 or Chapter 13 bankruptcy relief

Sacramento Bankruptcy Attorney serving Elk Grove says consumer bankruptcy is more than an option when faced with loss of home or car: it’s a choice between Chapter 7 or Chapter 13 bankruptcy relief Why do people file for bankruptcy? Recently I came across a Press Release from October of 2005, written by a colleague bankruptcy attorney  Read More