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21 October 2011 Comments Off

Medical Debt Cited as Most Frequent Reason for a Chapter 7 or Chapter 13 Bankruptcy

Sacramento Bankruptcy Attorney serving Rescue discusses the report that that medical debt is the leading reason reported for increased rates of Chapter 7 or Chapter 13 bankruptcy Medical debt is becoming a leading reason for seeking Chapter 7 or Chapter 13 bankruptcy.  Careful planning and knowing what your options are will keep you safer rather  Read More

18 October 2011 Comments Off

Sacramento Bankruptcy Lawyer serving Placerville warns about predatory lenders if facing possible Chapter 7 or Chapter 13 bankruptcy

Avoid These Types Of Lenders If You Are Nearing the Debt Overwhelm Requiring Protection of a Chapter 7 or Chapter 13 Bankruptcy Consumers who are cash-strapped to the point where they feel that a Chapter 7 or Chapter 13 bankruptcy might be the only alternative left should avoid these types of lenders who prey on  Read More

22 September 2011 Comments Off

Sacramento Bankruptcy Attorney serving Folsom discusses job loss as one of the top reasons people file for Chapter 7 or Chapter 13 bankruptcy

It’s not difficult to understand why “Loss of Employment” is checked as the primary reason for a bankruptcy filing.  A regular income, especially if it combines two salaries, makes it possible to take on moderate amounts of debt, join clubs, pay normal bills and maintain a certain lifestyle. With the loss of a job, even  Read More

21 September 2011 Comments Off

Beware of high interest and easy credit “deals”

Sacramento Bankruptcy Attorney serving Roseville warns about high interest, easy credit lenders, a recipe for financial slavery eventually needing debt relief through filing a Chapter 7 or Chapter 13 bankruptcy Maybe it’s the word “easy” that grabs attention.  After all, when you need a quick loan to replenish a short cash supply, the thought of  Read More

17 September 2011 Comments Off

Dealing with Potential Problems for Co-signers and Co-debtors When a Bankruptcy Petition is Filed

Bankruptcy Attorney Sacramento serving Cameron Park discusses how co-signers can be affected and protected when you file for either a Chapter 7 or Chapter 13 bankruptcy When considering debt relief through either a Chapter 7 debt discharge or a Chapter 13 debt re-organization, everyone wants to know how co-signers will be affected by their bankruptcy.  Read More

16 September 2011 Comments Off

Sacramento Bankruptcy Attorney serving Lincoln points out some ways to talk about your Chapter 7 or Chapter 13 bankruptcy to a potential employer

You’ve gotten a financial fresh start completing a Chapter 7 or Chapter 13 bankruptcy.  The process has organized you with a budget plan, reduced expenses, and a strategy for rebuilding your credit.  Now, you’re facing the predictable challenge of explaining your bankruptcy (when and if necessary) to your current or potential employer.  You want this  Read More

14 July 2011 Comments Off

Sacramento Bankruptcy Lawyer serving Citrus Heights and Eldorado Hills explains difference between education and execution

Sacramento Bankruptcy Lawyer serving Citrus Heights and Eldorado Hills explains difference between education and execution and how completion of either a Chapter 7 or Chapter 13 bankruptcy can put you on the way to real wealth building. Expertise comes from actual experience of what one learned through education. Experience counts when it comes to attaining  Read More

12 July 2011 Comments Off

Four Famous Entertainers who have filed Bankruptcy

Sacramento Bankruptcy Lawyer serving Citrus Heights and Eldorado Hills points out that a Chapter 7, Chapter 13 or Chapter 11 bankruptcy process had been one stepping stone in now rich and famous lives of people we assume never had ordinary financial problems. Here’s a list of four names from the entertainment world that have been  Read More

11 July 2011 Comments Off

Four Famous Businessmen who have filed Bankruptcy

Sacramento Bankruptcy Attorney serving Citrus Heights and Eldorado Hills points out that a Chapter 7, Chapter 13 or Chapter 11 bankruptcy process had been one stepping stone in now rich and famous lives of people we assume never had financial problems – like ordinary people . Here’s a list of four names from the business  Read More

28 May 2011 Comments Off

Mistakes to Avoid in Bankruptcy

Sacramento Bankruptcy Attorney serving Elk Grove advises certain cautions as approach filing Chapter 7 or Chapter 13 bankruptcy relief When considering bankruptcy, take the time to learn about and avoid common mistakes.  Mistakes in your bankruptcy process can affect the amount of debt that gets discharged, the amount of assets that you can keep, and some  Read More