Sacramento Bankruptcy Lawyer serving Galt talks about debt collector tactics versus the protection from an automatic stay of a Chapter 7 or Chapter 13 Bankruptcy. Are debt collectors getting pushier?  More and more say “yes” as a growing percentage of people are facing insurmountable debt problems, often accompanied by overly aggressive collection efforts from debt  Read More

Problems automatically ask for and create possibilities for solutions.  One automatic solution to overwhelming debt comes by the name of the “automatic stay” which goes immediately into effect upon the date of filing a Chapter 7 or Chapter 13 bankruptcy. There’s no need to feel hopeless, even though: With a weak economy, high unemployment, and  Read More

There is a lot of misconception about the topic of automatic stay when filing for Chapter 7 or Chapter 13 bankruptcy. Here is a short overview of what automatic stay is and what it means to you and your creditors. What is Automatic Stay? When you file for either Chapter 7 or Chapter 13 bankruptcy,  Read More

I’ve found that in my years as a Sacramento bankruptcy attorney that the automatic stay that occurs when people file for bankruptcy is often misunderstood. An automatic stay, which means that creditors must immediately stop harassing you for payment, is granted when you file for either Chapter 7 or Chapter 13. When you file for  Read More