Anyone who has completed a Chapter 7 or Chapter 13 bankruptcy knows how increasing expenses can create a financial crisis, which could eventually lead to the necessity of seeking bankruptcy protection.  But just like all those “little things” can predictably add up to a debt crisis, there can be many “little things” that add up  Read More

Bankruptcy Lawyer in Sacramento serving Roseville discusses employment-related questions often asked prior to filing a Chapter 7 or Chapter 13 bankruptcy Can I be fired for filing bankruptcy? No. All employers whether government or private are prohibited by federal law from firing employees whose bankruptcy becomes known to them while you are working for them.   Read More

Don’t Believe Just Any Story About Employment Troubles after Completing a Chapter 7 or Chapter 13 Bankruptcy Bankruptcy filers often have concerns about how their case might affect either their current employment or their ability to look for a new job.  While section 525 of the bankruptcy code offers several protections against employer discrimination based  Read More

Sacramento Bankruptcy Lawyer serving Cameron Park advises about careful banking and avoiding unnecessary fees after a Chapter 7 or Chapter 13 Bankruptcy. Knowledge is Power to Stay on the Right Track After a Chapter 7 or Chapter 13 Bankruptcy. After working so hard for the financial fresh start of made possible by a Chapter 7  Read More

Sacramento Bankruptcy Attorney serving Lincoln advises to watch out for dishonest debt collectors after Chapter 7 or Chapter 13 Bankruptcy. After your Chapter 7 or Chapter 13 Bankruptcy Is Completed, You Still Have To Be On Guard To Protect Your Rights. The paperwork is not over after bankruptcy: Keep your own accurate records, including a  Read More

Bankruptcy Attorney Sacramento serving Rocklin discusses how to avoid money drains and develop wise spending habits after fresh start of a Chapter 7 or Chapter 13 bankruptcy The financial fresh start made by completing a Chapter 7 or Chapter 13 bankruptcy also encourages some new money habits.  Money education means having tools and facts so  Read More

A big difference between your past and your future.  The fact that a person completes a Chapter 7 or Chapter 13 bankruptcy is not a sign of ruin or failure.  Why can I say this with such assurance?  Because I know when bankruptcy looms in your future, it appears as a monster that will devour  Read More

What’s the chances of success after Bankruptcy? Lawyers who practice bankruptcy law see the before, during, and after picture of people who go through the process of a Chapter 7 or Chapter 13 bankruptcy.  As hard as the process may be for some, most Chapter 7 and Chapter 13 cases, when handled according to law,  Read More

Bankruptcy Lawyer in Sacramento serving Rescue, explains how just 100 words can affect your credit report; the same credit report that is crucial to rebuilding your financial life after you have completed either a Chapter 7 or Chapter 13 bankruptcy. After a client has either discharged a Chapter 7 bankruptcy, or completed a Chapter 13  Read More

Bankruptcy Lawyer Sacramento serving Roseville, talks about how to become a credit-savvy consumer  after your Chapter 7 or Chapter 13 Bankruptcy. After filing bankruptcy, many clients really do understand the good, better, and best use of credit, or in other words, they’ve become “credit-savvy.”  For one thing, they’ve completed two education programs which are required  Read More